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Commercial Insurance Claim
Commercial property damage differs significantly from residential property damage. A public adjuster’s service will be most valuable to handle the numerous items to account and the vast pricing differences. Contact us today for a free consultation.
Commercial property damages differ greatly from residential property damage. When dealing with business losses due to fire, flood, hurricane, and other catastrophes, commercial property insurance claims present a unique challenge to business owners, especially when they try to work on their own without the help of a public adjuster.
To start, there are far more variances of items to account for in commercial claims compared to residential. From office supplies, furniture, and equipment, to raw materials, merchandise inventory, and electrical damage, the losses can be vast depending on the type of your business.
Then there is contending with the wide range of pricing differences, making the quantification of your losses much more difficult to determine. Complicating this process, your insurance carrier may also find it hard to understand your customized, non-standard listing or documentation.
Finally, you will have to be making critical business recovery decisions everyday until you are back up and fully running again. Participating in damage mitigation and painstaking paperwork to itemize your losses, all while performing complicated business interruption calculations can be more than a rough road. It could be a costly one as well.
Without the help of a professional public adjuster, you will soon find yourself navigating a mind boggling insurance claim that will not only cause you headaches but one that places your claim at a disadvantage. In the end, due to incomplete and improper examination, documentation and valuation of your loss, you might not be able to get a fair and equitable settlement.
That’s why when your business establishment is hit with a fire, flood or hurricane, it is not a good idea to handle the situation on your own without guidance and assistance from a licensed trained professional adjuster. It’s definitely in your best interest to call in an established team of professional public adjusters to assist you in preparing your commercial insurance claim.
InsuraClaim Public Adjusters are experts when it comes to making commercial claims. We are knowledgeable in collecting money for your commercial property damage. We handle all types of commercial establishments such as restaurants, hotels, motels, condominium buildings, apartment complexes, townhome communities, shopping malls, and small and large buildings.
We can help you by evaluating your commercial policy and figuring out the most favorable way for presenting your claim. Our adjusters will document and validate every detail of your damage, and negotiate with your insurance carrier in your behalf to make the claims procedure an equitable and peaceful experience.
One way our public adjusters can help win a bigger settlement for your insurance claim is by calculating your replacement cost using REAL everyday pricing as opposed to the standardized pricing from a generic estimating program that most insurance companies use, and which is favorable to them.
In addition, we will help you make vital business recovery decisions, damage mitigation, business interruption calculations, and detailed loss documentation to support your settlement with your insurance provider.
At InsuraClaim, our adjusters have extensive experience dealing with commercial losses. Regardless of the type of damage that your commercial property has sustained, our licensed public adjuster will help you collect more money on your insurance claim.
Even if your insurance claim has been denied by the insurance company our Public Adjusters can help you re-open a claim with your insurance company. Or if your insurance company settled your claim but the amount paid out is grossly insufficient to cover your damages, we can look into your case for free to see if your claim can be re-opened so that you can get a more reasonable settlement.
Time is of the essence when your business is hit with a fortuitous event. The sooner you contact us and involve our Public Adjusters in the claim settlement process, the more we will be able to help you get a quicker and bigger compensation for your loss.