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Business Insurance Claim
Your business is likely your most valuable investment. If your business sustains damages, call InsuraClaim. We can help!
Most people would not hire the IRS to do their taxes. Why would you rely on the insurance company’s adjuster to pay you every penny you are entitled to?
Business insurance coverage protects businesses from losses due to events that may or may not occur during the normal course of business. There are many types of insurance policies for businesses including coverage for property damage, legal liability and employee-related risks. Companies evaluate their insurance needs based on potential risks, which can vary depending on the type of environment in which the company operates.
A public insurance adjuster is the only type of adjuster that works exclusively for policyholders. Having no connection or obligation to the insurance companies means there is no inherent conflict of interest when it comes to advocating on your behalf to the insurance company. InsuraClaims Public Adjusters work diligently to get you what you are entitled to on your business or commercial claim.
We begin by evaluating your policies to determine the best way to to present your claim to the insurance company. Because business values can be very subjective, we conduct a thorough evaluation of your loss by carefully researching, detailing, and substantiating every aspect of your claim. We also work as your advocate at inspections as well as meetings with your insurance company.
Understanding Business Interruption Claims
Business Interruption insurance coverage is often viewed as the most difficult coverage to adjust. In general it involves determining a dollar amount of earnings of a business, including continuing expenses, that did not occur because of the loss.
When making a business interruption claim, the policyholder and their insurance company need to agree on several factors. The most significant piece of the claim is the time frame your business will be interrupted vs. how long the insurance company will agree to pay on a business interruption claim. How the claim is handled will have a profound impact on your company’s ability to recover from a loss. Because several aspects of business income can be very subjective, it is important to have someone who can help you to fully understand what your business is entitled to under the terms of your insurance policy.
Having an InsuraClaim Public Adjuster on your side will help alleviate the burden of dealing with your business interruption claim. We will work hard to get the fair settlement you are entitled to.
Common types of Business Insurance
The selection of business insurance options are many, and the types you choose depends on the type of business you own. A business claim settlement of any type is a complicated one, so insurance companies send out their most experienced adjusters to handle them.
Below are a few of the more common insurance policy options available for protecting your business:
General Liability Employment Practices Liability Insurance
Workers’ Compensation Professional Liability Insurance
Regardless of the types of coverage you need for your business, when you make a claim, they all require expert investigation, loss evaluation, and effective negotiation skills in order to get you the best settlement. InsuraClaim Public Adjusters offers you an ally with the expertise you need. We are experts in our field and will be with you from start to finish.
Your business is likely the most significant monetary asset you will have, and InsuraClaim understands how devastating business losses and interruptions can be. The earlier our public adjuster is brought into the process, the better the opportunities are for helping your business obtain a more favorable claim settlement. As soon as you bring us in, we are there working on your behalf. InsuraClaim Public Adjusters will support you and your business through the entire claim process to achieve the maximum insurance recovery.