Commercial property damage differs greatly from residential property damage. When dealing with business losses due to fire, flood, hurricane and other catastrophes, commercial property insurance claims present a unique challenge to business owners, especially if they try to work on your own without the help of a public adjuster.

For one, there are far more varied items to account for, from office supplies and office furniture and equipment, to raw materials and merchandise inventory, and many, many more depending on the type of your business.

Second, you have to contend with vast pricing differences, making the quantification of your loss much more difficult. Complicating the process, your insurance carrier may find it hard to understand your customized, non-standard listing or documentation.

And lastly, you will have to make critical business recovery decisions and damage mitigation in addition to performing complicated business interruption calculations and painstaking paperwork to itemize your losses.

Without the help of a professional public adjuster, you will soon find yourself navigating a mindboggling insurance claim that will not only cause you headaches but one that places your claim at a disadvantage. In the end, due to incomplete and improper examination, documentation and valuation of your loss, you might not be able to get a fair and equitable settlement.

That’s why when your business establishment is hit with a fire, flood or hurricane, it is not a good idea to handle the situation on your own without guidance and assistance from a licensed trained professional adjuster. It’s definitely in your best interest to call in an established team of professional public adjusters to assist you in preparing your commercial insurance claim.

InsuraClaim Public Adjusters are experts when it comes to making commercial claims. We are knowledgeable in collecting money for your commercial property damage. We handle all types of commercial establishments such as restaurants, hotels, motels, condominium buildings, apartment complexes, town home communities, shopping malls, and small and large buildings.

We can help you by evaluating your commercial policy and figuring out the most favorable way for presenting your claim. Our adjusters will document and validate every detail of your damage, and negotiate with your insurance carrier in your behalf to make the claims procedure an equitable and peaceful experience.

In addition, we will help you make vital business recovery decisions, damage mitigation, business interruption calculations, and detailed loss documentation to support your settlement with your insurance provider.

Even if your insurance claim has been denied by the insurance company our Public Adjusters can help you re-open a claim with your insurance company. Or if your insurance company settled your claim but the amount paid out is grossly insufficient to cover your damages, we can look into your case for free to see if your claim can be re-opened so that you can get a more reasonable settlement.